Tuesday, April 24, 2007

Finding the Best Credit Card

If you have ever sat down to do an Online Credit Card search, you know that there are entirely too many sites out there competing for your attention. Are you going to end up with the best deal on a credit card or are you going end up getting a card from the site with the best SEO?

CreditCardSearchEngine.com is so full of deals that they had to set up a search function on their site. There are traditional categories along the side as well. They feature a full range of cards from low interest cards to offers for those of us with bad credit.

If you qualify for a typical credit card account, you are pretty much stuck choosing between a fairly narrow range of interest rates. The lenders are mostly competing with each other using rewards plans and other incentives. This means that your job is to find the card that has a reward that is best suited to you. If you don't go anywhere, you don't need frequent flyer miles. If you don't even have a car, you don't need a card that saves you money on gasoline. The Discover Card has an interesting plan, you get 5% cash back on a range of retail items, and the items list changes every three months. If you are a shopper, this might be the card for you.

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