Credit cards are an indispensable tool for my life. I need to be able to flex a little financial muscle every now and then. That's a good metaphor, because I am usually a little sore the next month when I work out with my credit card.
Maybe I should look seriously into getting one of these 0% credit cards I should see what the terms would be for a 0% balance transfers while I'm at it.
CreditCards-GB.co.uk is a great site to visit if you want to compare credit cards from many of the major providers. Some of the online offers from these lenders have better terms than you could find elsewhere. I think the side by side competition helps the consumer.
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